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Frequently Asked Questions

Q. Are XRP and Ripple the same thing?

No. XRP is the digital asset used on the XRP Ledger blockchain, while Ripple is the private company that sells cross-border payment solutions built on top of XRP.

Q. How did the SEC lawsuit end?

In July 2023, a split ruling found XRP itself was not a security but Ripple's direct institutional sales did violate securities law. After appeals from both sides, the case was finally resolved in 2025.

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